\begin{tabular}{l*{3}{c}}\hline
\multicolumn{1}{l}{\textbf{Panel A: Gender}}
&\multicolumn{1}{c}{Female}&\multicolumn{1}{c}{Male}&\multicolumn{1}{c}{ }\\
\hline
Above minimum wage&        0.80&        0.87\\
            &      (0.40)&      (0.34)\\
Written contract&        0.48&        0.46\\
            &      (0.50)&      (0.50)\\
Social Security&        0.39&        0.40\\
            &      (0.49)&      (0.49)\\
Formality Index&        0.55&        0.57\\
            &      (0.37)&      (0.34)\\
\hline
Observations        &         561         &        1032         \\\hline \\
\multicolumn{1}{l}{\textbf{Panel B: Age}}
&\multicolumn{1}{c}{Younger than 30}&\multicolumn{1}{c}{30 or older}\\
\hline
Above minimum wage&        0.76&        0.89\\
            &      (0.43)&      (0.32)\\
Written contract&        0.42&        0.49\\
            &      (0.49)&      (0.50)\\
Social Security&        0.23&        0.47\\
            &      (0.42)&      (0.50)\\
Formality Index&        0.47&        0.61\\
            &      (0.34)&      (0.35)\\
\hline
Observations        &         515         &        1078         \\\hline \\
\multicolumn{1}{l}{\textbf{Panel C: Education}}
&\multicolumn{1}{c}{Less than tertiary}&\multicolumn{1}{c}{Tertiary}\\
\hline
Above minimum wage&        0.77&        0.91\\
            &      (0.42)&      (0.29)\\
Written contract&        0.31&        0.61\\
            &      (0.46)&      (0.49)\\
Social Security&        0.31&        0.47\\
            &      (0.46)&      (0.50)\\
Formality Index&        0.46&        0.66\\
            &      (0.35)&      (0.32)\\
\hline
Observations        &         763         &        827         \\\hline \\
\multicolumn{1}{l}{\textbf{Panel D: Experience}}
&\multicolumn{1}{c}{Up to 5 years}&\multicolumn{1}{c}{6+ years}\\
\hline
Above minimum wage&        0.82&        0.89\\
            &      (0.39)&      (0.31)\\
Written contract&        0.45&        0.50\\
            &      (0.50)&      (0.50)\\
Social Security&        0.33&        0.49\\
            &      (0.47)&      (0.50)\\
Formality Index&        0.53&        0.62\\
            &      (0.35)&      (0.35)\\
\hline
Observations        &         973         &        618         \\\hline \\
\multicolumn{1}{l}{\textbf{Panel E: Supervisor Role}}
&\multicolumn{1}{c}{No Supervisor}&\multicolumn{1}{c}{Supervisor}\\
\hline
Above minimum wage&        0.80&        0.93\\
            &      (0.40)&      (0.26)\\
Written contract&        0.43&        0.54\\
            &      (0.50)&      (0.50)\\
Social Security&        0.35&        0.48\\
            &      (0.48)&      (0.50)\\
Formality Index&        0.52&        0.65\\
            &      (0.36)&      (0.33)\\
\hline
Observations        &         1039         &        554         \\\hline \\
\multicolumn{1}{l}{\textbf{Panel F: Relationship to employer}}
&\multicolumn{1}{c}{No relationship}&\multicolumn{1}{c}{Friends or Family}\\
\hline
Above minimum wage&        0.87&        0.81\\
            &      (0.33)&      (0.40)\\
Written contract&        0.55&        0.35\\
            &      (0.50)&      (0.48)\\
Social Security&        0.43&        0.34\\
            &      (0.50)&      (0.48)\\
Formality Index&        0.61&        0.50\\
            &      (0.35)&      (0.34)\\
\hline
Observations        &         910         &        653         \\\hline \\
\end{tabular}
